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Insights in Life PBR Practices
targeted improvements, variable annuity reform, IFRS updates). Stakeholders need to be well informed ... 12 7 22 % term 69% 8% 83% 4% % not term 31% 92% 17% 96% Table 1 Historical PBR Implementations by Year ...- Authors: Kevin Carr, Dylan Strother, Chris Whitney, Haley Christine Jeorgesen , Simon Gervais
- Date: Sep 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life
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Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey This article ... under AG 49-A relative to AG 49 were reported by 17 of the 22 participants that write IUL business. The ...- Authors: Susan Saip
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Annual Survey Provides Insight into the UL & IUL Market
2014–2016, and for 2017 as of Sept. 30, 2017 (YTD 9/30/17) is shown in Figure 1. Sales were defined as the ... and 71.7 percent fully underwritten. For YTD 9/30/17 UL sales, the dis- tribution by underwriting approach ...- Authors: Susan Saip
- Date: Oct 2018
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Current Dynamics of Universal Life and Indexed UL
Current Dynamics of Universal ... io n UL 39% 6% 21% 47% 32% 6% 59% 35% 17% 33% 50% 6% 63% 31% 20% 40% 40% US LG Ca ... io n UL 39% 6% 21% 47% 32% 6% 59% 35% 17% 33% 50% 6% 63% 31% 20% 40% 40% US LG Ca ...- Authors: Susan Saip
- Date: Oct 2013
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Universal Life and Indexed UL Trends
iv id ua l U L Sa le s 57% 56% 56% 66% 13% 15% 17% 12% 29% 28% 27% 23% 16 | JUNE 2010 | Product ... Falling Short Product Matters! | JUNE 2010 | 17 Nearly half of survey participants are reacting ...- Authors: Susan Saip
- Date: Jun 2010
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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What's Trending in the Universal Life Market? More of the Same
sales and CAIUL sales increased from 5 percent to 17 percent of total current assumption UL/ IUL sales ... illness riders as a per- cent of total sales were 17 per- cent for UL products. Since more new IUL products ...- Authors: Susan Saip
- Date: Oct 2015
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Universal Life and Indexed UL Current Trends and Reactions
Universal ... Assumption UL 66% 68% 62% 64% 21% 15% 22% 16%18%17% 17% 15% Figure 1 Ul Product Mix by Year NOVEMBER ... 60% 10% Current Assumption UL 33% 40% 27% 17% Cash Accumulation IUL 10% 74% 21% Current ...- Authors: Susan Saip
- Date: Nov 2017
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Drivers of the UL/IUL Market
Drivers of ... 40 50 60 70 20132012 17% 68% 61% 60% 61% 15% 19% 20% 22% 18% 22% 17% 2014 YTD 9/30/2015 Pe ... Exceeded Met Fell Short 0 20 40 60 80 100 ULSG 17% 22% 61% Cash Accumulation UL 8% 58% 33% ...- Authors: Susan Saip
- Date: Nov 2016
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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Trends in the Universal Life and Indexed UL Market
52% 21% 27% 59% 20% 21% 62% 19% 20% 63% 17% 20% Figure 2: Average Ages, All distribution Channels ... (21), and additional questions on applications (17). Ten survey participants reported offering simplified ...- Authors: Susan Saip
- Date: Oct 2012
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life
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UL Benchmarking Survey
UL Benchmarking Survey Milliman, Inc. recently conducted a comprehensive survey of leading ... new designs for consideration under PBR. Eight of 17 survey participants are moving toward preferred mortality ...- Authors: Susan Saip
- Date: Feb 2008
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Universal life